How To Choose The Right Bank

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With so many banks available to choose from, it can be very hard to determine which one is going to be the right one for you.

What’s The Right Bank?

As we move towards a more digital age, banks are starting to slowly disappear from the high street and appear on your web browser. In fact, supermarkets are getting in on the act too with many modern competitive banks opening up which are slowly gaining popularity control over the names we have come to love and trust over the years.

right bank

So when I say it is hard to choose the right bank for you, I mean it! And that is why I’ve have taken the time to do our research and write this article for you. Here are my five top tips for helping you choose the right bank for you!

Your Money Habits

First things first. How do you use your money? What do you need from your bank? What services are you hoping they offer? Once this has been decided, narrowing down your choice of a bank can be much easier.

Does Location Matter?

Of course, if you are handling large amounts of cash or cheques, being miles away from your nearest branch is not going to help anyone! Do your research first and ensure that there is a branch comfortably close to you. The last thing you want is to be driving for miles upon miles to make your regular deposits.

Customer Service

Different banks offer different communication options depending on their size and ways of working. One thing you need to ask yourself is the importance of how you react and engage with your bank. Some people still do like that personal touch; a bank that has local representatives that you can talk to and discuss your needs with. Whereas some people are fine with speaking with a team located in a call centre at the other end of the country. There is no right or wrong answer to this, however, you need to take this into account when choosing your bank – you don’t want to feel neglected further down the line.

Do you Need Internet Banking?

With technology sweeping over our lives and more and more of us opting to switch to online services, many banks too are operating more online. If you want to be able to make transfers, view your balance and check on your standing orders from your own home then of course internet banking is a must. So too are mobile phone applications! Be sure you take a look at what your bank can offer and ensure it is a good fit for you.


I’m sure you would not overlook this step but be sure to research and look out for any fees that your bank may charge you, and even interest fees that you may see back. Be sure to take your time and look into all of these fees and compare them against each other to find the right match for you.


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How to choose the right bank for you. It's a quick and easy thing to do but unless you know what you're looking for how can you make the right choice. Let me make it simple for you with these easy steps. #finance #money #financial

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